Agentic AI for mortgage that moves borrowers from inquiry to close.
Agents that pre-qualify borrowers, chase the documents that stall applications, and push rate and status updates across every channel — so files keep moving without your team chasing.
Built for lenders and mortgage brokers.
Maya Okonkwo
Conventional · 30-yr · loan #M-4821
Latest update
Great news, Maya — you pre-qualify for up to $420k at ~6.4%. Want to start your file?
Pre-qual
borrowers in the conversation
Auto
document reminders
Rate
and milestone updates
Refi
campaigns to past borrowers
Long journeys, heavy paperwork, borrowers who drift.
A mortgage is one of the longest, most document-heavy purchases a person ever makes. Between the first inquiry and the closing table sit weeks of paperwork, conditions, and waiting — and at every gap, borrowers go quiet or shop a competitor.
When follow-up is slow, applications stall on a single missing pay stub, and loan officers burn hours answering the same "any news on my rate?" question by hand instead of underwriting.
Agentic AI for mortgage closes those gaps — it keeps applications moving and borrowers informed, automatically, from inquiry to close.
Chasing by hand
- Web forms leave leads un-qualified
- Files stall on missing documents
- Borrowers wonder where their loan stands
- Loan officers field status calls all day
With an agent
- Borrowers pre-qualified in the conversation
- Documents chased until they arrive
- Rate and milestone updates, automatic
- Officers underwrite, not chase updates
Four jobs, one borrower record.
From the first question to the closing table — the agent qualifies, reminds, updates, and re-engages, all on the same platform.
Pre-qualification.
Capture and qualify borrowers right in the conversation. Dynamic questions and instant scoring turn cold web traffic into structured, warm leads your loan officers can act on.
Document collection.
A personalized checklist for every file, plus automated reminders for the paperwork that stalls applications — so pay stubs, W-2s, and statements arrive without your team asking twice.
Status updates.
Rate locks, appraisal scheduling, conditional approval, and clear-to-close — pushed automatically over SMS and WhatsApp, so borrowers stay informed and your phone stops ringing.
Refinance broadcasting.
When rates move, broadcast segmented outreach to past borrowers by rate, loan age, or balance. The agent handles replies, re-qualifies, and books calls — one platform for campaign and conversation.
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Sent
318
Replied
47
Booked
From first inquiry to keys in hand.
The agent carries the borrower through every stage — the same record, the same conversation, no dropped threads.
Pre-qualify
score in the chat
Collect documents
checklist + reminders
Update status
rate + milestones
Close
clear to close
Keep every application moving to close.
Connect your channels and rate sheets — go live in days, pre-qualifying and reminding borrowers within the first week.
Borrowers engaged, documents faster, team focused.
Borrowers stay engaged.
Instant answers and proactive updates at any hour mean fewer borrowers go quiet — and fewer shop the competitor down the street while they wait.
Documents arrive faster.
Personalized checklists and relentless-but-polite reminders mean files stop stalling on a single missing pay stub. Underwriting starts sooner.
Your team underwrites.
Loan officers spend their hours on judgment and structuring — not chasing paperwork or fielding status calls the agent can handle for them.
One platform
Pre-qualification, document reminders, status updates, and refinance campaigns share one borrower record across every channel — so nothing about a loan gets lost between tools.
Build the rest of your borrower stack.
The mortgage agent runs on the same platform as the rest of FloatChat — same inbox, same record, same guardrails.
Common questions
Straight answers about pre-qualifying, chasing documents, and going live.
Yes. The agent asks dynamic, conversational questions — purchase price, down payment, income, credit range — and scores the answers in real time. Borrowers get an instant, grounded estimate of what they qualify for, and your team gets a warm, structured lead instead of a blank web form.
More questions? Talk to Sales or compare FloatChat.
Close more loans with agentic AI.
Connect your channels and let an agent pre-qualify borrowers, chase documents, and push rate and status updates — from inquiry all the way to the closing table.